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View Full Version : And Ya Thought Ya Had UnInsured Motorist Coverage!!!!


DANMELISSA
11-03-2006, 05:37 PM
This just it from our attorney....We who was with FDCC thought we had underinsured/uninsured motorist coverage on our bobtail/physical insurance was WRONG!!! It seems that a one Kimble H., vice president, FDCC denied coverage for all the independant drivers, and according to TN law, its up to the insured to make that choice. Now the lord knows I would have accepted that coverage, especially with all the knuckleheads on the road who dont have insurance. Ya'll may want to check yer policies, cuz according to FDCC on the physical damage side, none of us are covered, and thats B.S. in my book. I'm going to look at my breakdown of coverage and see if I was charged xtra for uninsured motorist's and am going to call protective in the a.m.. If in fact that if all of us were paying for it, yet not covered, we can all file a class action suit. But before that can happen, we need to look at our breakdowns and make a few calls. I'm going to have my lawyer fax/mail me that letter and when I get it, I'll post it.....http://www.expediterworld.com/gallery/albums/userpics/10066/thumb_05-22-06_1729.jpg Ahhhhh SCREW IT, I'm gone from FDCC anywho, I found my breakdown and it doesnt even show uninsured motorists on it, just the physical damage. You would think that it would be part of it, I will have to do some real investigating.....

DANMELISSA
11-10-2006, 01:08 PM
The no under/uninsured motorist is only if yer under dispatch and then yer physical damage takes over. But you can only collect for damage to your vehicle, not for lost wages, etc. However, Roadrunner/Dawes has coverage up to $100,000 while under dispatch or not....